Free Personal Finance Calculators
Simple, fast and free calculators to help you plan a home purchase, compare loans, grow your savings and pay down debt. Everything runs in your browser — nothing you enter is sent anywhere.
- Mortgage & Home
Mortgage Calculator
Estimate your monthly mortgage payment, total paid and total interest.
Open calculator → - Mortgage & Home
Amortization Calculator
See a full payment-by-payment schedule of principal, interest and balance.
Open calculator → - Mortgage & Home
House Affordability Calculator
Estimate how much house you can afford using the 28/36 rule.
Open calculator → - Mortgage & Home
Refinance Calculator
Compare your current mortgage to a refinance: savings, break-even and interest.
Open calculator → - Loans & Debt
Loan Calculator
Calculate payments for personal and other fixed-rate loans in months or years.
Open calculator → - Loans & Debt
Auto Loan Calculator
Work out a car payment including down payment and trade-in.
Open calculator → - Loans & Debt
Credit Card Payoff Calculator
Pay off a card by fixed payment or target date, vs. minimum payments.
Open calculator → - Loans & Debt
Student Loan Calculator
Estimate student loan payments and how extra payments save interest.
Open calculator → - Loans & Debt
Debt Payoff Calculator
Find out how long it takes to pay off a debt and the interest you'll pay.
Open calculator → - Loans & Debt
Debt Payoff Comparison
Compare the avalanche and snowball methods for paying off multiple debts.
Open calculator → - Savings & Retirement
401(k) Calculator
Project your 401(k) with employer match, raises and 2026 IRS limits.
Open calculator → - Savings & Retirement
Roth IRA Calculator
See tax-free Roth IRA growth and your 2026 contribution limit by income.
Open calculator → - Savings & Retirement
Compound Interest Calculator
Project how savings grow with annual, monthly or daily compounding.
Open calculator → - Savings & Retirement
Savings Goal Calculator
See how monthly contributions grow and what you need to save to hit a goal.
Open calculator → - Savings & Retirement
CD Calculator
Find a CD's value at maturity and compare APY vs. APR compounding.
Open calculator → - Savings & Retirement
Inflation Calculator
See the future cost of money and its purchasing power at an assumed rate.
Open calculator → - Income & Tax
Paycheck Calculator
Estimate take-home pay per paycheck with 2026 federal brackets, FICA and state tax.
Open calculator → - About our math
How our calculators work
Formulas, assumptions and official 2026 data sources behind every tool.
Read methodology →